Insurance Hub
Protect what matters most. Term insurance for your family's financial security, health insurance for medical emergencies.
Term Insurance
Pure risk cover at the most affordable premium. Term insurance ensures your family is financially protected even in your absence.
Why you need term insurance:
- ✓ Highest cover at lowest cost
- ✓ Income replacement for dependents
- ✓ Loan and liability coverage
- ✓ Tax benefit under Section 80C
Choosing the right plan:
- • Cover = 10-15x annual income
- • Tenure until retirement (60-65 years)
- • Add critical illness rider
- • Choose lump sum + monthly payout option
Health Insurance
Shield yourself and your family from rising medical costs. A single hospitalization can wipe out years of savings without adequate cover.
Individual vs Family Floater:
| Feature | Individual | Family Floater |
|---|---|---|
| Sum Insured | Per person | Shared by family |
| Premium | Higher per person | Lower overall |
| Best For | Single individuals | Families (2-6 members) |
| Claim Impact | No impact on others | Reduces shared pool |
Key features:
- ✓ Cashless treatment at network hospitals
- ✓ Pre & post-hospitalization coverage
- ✓ No-claim bonus for healthy years
- ✓ Tax benefit under Section 80D
ARN-327178 | Mutual Fund investments are subject to market risks, read all scheme related documents carefully.